Enter your income, bills and subscriptions once. Forecast by MOSS shows where your balance is heading, so a low month never surprises you.

Worried about prying eyes seeing your finances?
No account. No cloud. Just your computer, encrypted on your computer.
Forecast by MOSS is private by design and works offline.
No accounts, no cloud, no ads. Your numbers are encrypted with your own password.
We never see your money numbers and cannot open your file. No bank connection needed.
Up to 30 years ahead. See your lowest balance, how long your money lasts, and your savings rate.
Track renewals and free trials and get a reminder before you are charged.
Keep every subscription in one place, see what it costs per year, and get a reminder before it renews.

Try a raise, a new car payment or a cancelled subscription in the Sandbox with made-up numbers. Nothing is saved.

No spreadsheets and no itemizing every coffee.
Type what is in your account today.
The regular things: pay, rent, utilities, subscriptions.
See the line, the lowest point and warnings.
Cancel any time. Refund within 7 days of any payment.
No. You type your numbers in. Nothing is uploaded, and there is no bank login.
Your data is encrypted with your password, so we cannot recover it. Keep your recovery key and a backup safe.
Yes. The free Sandbox lets you play with made-up numbers.
Windows only for now.